I called Citibank today to enquire about the free RM50 voucher I was supposed to get when I signed up for Citibank Air-Asia & Citibank Shell cards few month ago.
Their offer was FREE RM50 shell fuel & double rebates up to 10% rebate on shell fuels if signed up during the promo period.
So I enquired more on the rebate rates.
Apparently the rebate rate is only 2.5%...and to get 5% rebate, you need to have carry forward balance above RM4,000.
Then I enquired what is carry forward balance…Apparently this is the amount outstanding not yet paid.
Imagine how shocked I was! For someone who always settles her credit cards bills on time and call to request for waiver of any fees / charges even if its 24 cents, hearing this was atrocious!
Basically the bank policy is for you to be entitled for higher rebates, you should have credit card debts and not settle it!
What the F%$#K!!
This is horrible policy…and I bet many stupid Malaysians just fall for it…Gosh!!
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